Life is full of unexpected events. Our Personal Umbrella and Identity Theft Protection policies provide an extra layer of security, ensuring that you're covered in the event of a major liability claim or identity theft.
Personal Umbrella Insurance offers additional liability coverage beyond the limits of your standard policies, such as auto or homeowners insurance. This coverage kicks in when the liability limits of your primary insurance policies are exhausted, protecting your assets from large claims and lawsuits.
Legal defense costs can be overwhelming. Our umbrella policy covers legal fees associated with defending against liability claims, ensuring that you don't have to worry about the financial burden of a lawsuit.
In the event of a significant incident, such as a serious car accident or an accident on your property, umbrella insurance provides additional financial protection. It covers claims for bodily injury, property damage, and even libel or slander, giving you peace of mind.
Our umbrella policy extends coverage beyond the U.S., providing protection no matter where you travel. Whether you're on vacation or conducting business abroad, you can rest assured that your coverage follows you.
Identity theft can be devastating. Our identity theft protection plan includes comprehensive resolution services, helping you restore your identity and recover from the financial impact. This includes assistance with contacting credit bureaus, filing police reports, and disputing fraudulent charges.
Proactive identity theft protection includes monitoring your personal information for suspicious activity. You'll receive alerts if any unusual activity is detected, allowing you to take immediate action to prevent potential fraud.
Frequently Asked Questions
Yes, a personal umbrella policy provides additional coverage beyond the limits of your existing auto and home insurance. It's designed to protect you from significant financial loss in the event of a large liability claim or lawsuit.
Identity theft protection includes monitoring services that alert you to suspicious activity, resolution services to help you recover your identity, and financial coverage for certain expenses related to restoring your identity.
Yes, our policies are flexible and can be tailored to meet your specific needs. Our agents will work with you to design a plan that provides the right level of coverage for your unique situation.
Investing in Personal Umbrella and Identity Theft Protection ensures that you and your family are safeguarded against unexpected events. Enjoy the confidence of knowing you have comprehensive coverage in place to protect your assets and your identity.
All Rights Reserved | John L Sprague Agency Inc.